Expertly constructed for discerning clients, your current account provides complete control of your finances, effortless access to your money and features that complement your lifestyle.
Account eligibility criteria and conditions apply. Account fees may apply.
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Private Banking
Private Current Account
Uncomplicated cross-border payments
Available in 22 currencies for seamless cross-border financial management.
Safe and secure
Advanced anti-fraud technology, continuous monitoring and a dedicated fraud team mean you can transact with confidence wherever life takes you.
Multi-currency debit card
When you travel and make a transaction in a foreign currency for which you hold an account, your debit card will intelligently draw funds from that account. Also, pay no charges for using your card abroad.
Your key to all Coutts Crown Dependencies has to offer
Your Private Current Account is the cornerstone of your relationship with us. It supports the smooth management of your daily finances and everyday spending, but also unlocks access to our wider wealth expertise. It is your gateway to our premium wealth planning services.
Exceptional by design
Effortless global banking
Your Coutts Crown Dependencies Private Current Account is designed to complement an international lifestyle. Accounts are available in 22 currencies and are linked to your accompanying debit card. Your card intelligently draws from the appropriate account when you travel — so your spending aligns with your location.
You can also make international payments securely via global method SWIFT.
Faster payments up to £1 million
Make large payments in real time on the Coutts Crown Dependencies app or online.
No limits to number of accounts
Enjoy the freedom to open as many sole or joint Private Current Accounts with us that you need — in all major currencies.
Overdrafts
Flexible overdraft facilities — secured or unsecured — available up to £1 million and designed around your individual financial profile.
All credit is subject to approval and affordability checks. Terms and conditions apply. Over 18s only. Security may be required. Product fees may apply.
Automatic transfers to save or spend
Our current account comes with a convenient feature that automatically transfers surplus funds from your Private Current Account into an eligible Coutts Crown Dependencies savings account. Set it up through the app for daily, weekly or monthly transfers — an effortless way to put unused cash to work, build your savings and accrue more interest.
It works the other way as well — you can use automatic transfers to keep your Private Current Account topped up when it drops below a designated level.
Switching to Coutts Crown Dependencies
We participate in the Current Account Switch Service which simplifies the process of switching your account to us.
We could waive your quarterly fee
You will be charged an annual tariff of £900 (or currency equivalent) for your sole Coutts Crown Dependencies Private Client banking relationship (this includes maintaining your account). This tariff will be prorated and applied quarterly in arrears in March, June, September and December.
We will waive your quarterly tariff in whole or in part based on the average value of combined assets and liabilities that you hold in sole/joint accounts with us. The average value of your combined assets and liabilities will be based on your deposit balances, the absolute value of drawn down borrowings (excluding overdrafts) and the value of your qualifying investments on the last day of each month in the quarter.
Please see the table below for an explanation of how we will calculate your tariff each quarter.
Join Coutts Crown Dependencies
Whether you’re a private individual, a business owner or a company, we could help you manage your wealth, your way.
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Protection from the Jersey Bank Depositors Compensation Scheme
The Royal Bank of Scotland International Limited trading as Coutts Crown Dependencies is a participant in the Jersey Bank Depositors Compensation Scheme. The Scheme offers protection for eligible deposits of up to £50,000. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period. Full details of the Scheme and banking groups covered are available on the Government of Jersey website www.gov.je.dcs, or on request.